Can You Miss One Long-term Care Payment?

Can You Miss One Long-term Care Payment?

Long-term Care InsuranceYesterday, I learned of a senior resident in California who was denied HER long-term care coverage in skilled nursing, because she had missed one payment while ill.  Are you seriously kidding me?  This is flat out wrong and it makes me angry.  I have been in the senior living industry for fifteen years and always considered those with long-term insurance fortunate.

Now I realize that when a senior is most vulnerable is also when they need this coverage to kick in.  Who will fill out the paperwork?  All the Continuing Care Retirement Communities where I work graciously accommodate residents in this area.  But what about missing a payment to the long term care insurance company?  This seems bound to happen.

According the Alzheimer’s Association one in three seniors die of dementia, so it would make sense that a senior with dementia or Alzheimer’s might miss a bill or two.  So all those years of paying in for a higher level of care are negated when you are sick and demented?  Come on, this is not acceptable.

Long-term care insurance is a security blanket to offset the high cost of future health care as you age.  Many seniors have paid in for years to either have a policy that provides up to a certain dollar amount or certain time range (typically three years).

The senior and her family are all panicked.  The son made numerous attempts to call his mom’s insurance company and would remain on hold for over forty minutes.  Unbelievably, after he finally reached them thirty days later, the policy had expired two days before for lack of payment.  If someone has been paying for long-term care insurance for years, you should not be penalized when you are sick and need the care the most.  The family is appealing.

Has anyone else heard of this happening?  Is this normal?  Do you think it is okay?

Please consider joining this exclusive Marketing2Seniors blog and comment below to join the conversation and interact with other senior living professionals on what is currently being effective to increase occupancy on a nationwide basis.

Diane Twohy Masson is currently writing a new book for seniors on how to select senior housing options.  Her first book, “Senior Housing Marketing – How to Increase Your Occupancy and Stay Full,” is available at Amazon.com with a five star rating.  Masson continues to set move in records as the regional marketing director of two debt-free Continuing Care Retirement Communities in Southern California – Freedom Village in Lake Forest and The Village in Hemet, California.  Her mom’s struggle with dementia is inspiring Diane to pen a third book to support adult children.

 

© Marketing 2 Seniors| Diane Twohy Masson 2014 All Rights Reserved. No part of this blog post may be reproduced, copied, modified or adapted, without the prior written consent of the author, unless otherwise indicated for stand-alone materials. You may share this website and or it’s content by any of the following means: 1. Using any of the share icons at the bottom of each page. 2. Providing a back-link or the URL of the content you wish to disseminate. 3. You may quote extracts from the website with attribution to Diane Masson CASP and link https://www.marketing2seniors.net For any other mode of sharing, please contact the author Diane Masson.
Who IS Your Competition?

Who IS Your Competition?

Senior Living CompetitionSounds simple – right?  It’s all the companies that provide the same services that you do.  Wrong!  It is so much more than your similar competitors down the street or in your particular industry.

Let’s just use the example of your front desk/concierge/greeter/receptionist.  Whether you are in the hotel business, retail trade or provide senior housing, each customer compares how he or she is treated when they enter your establishment.  So Wal-Mart, The Ritz-Carlton and a Continuing Care Retirement Community are competing.

Customers may call two or three different types of companies in a single day.  Each phone call either provided a great phone interaction and a solution for the customer or some frustration.  Maybe they called to make dinner reservations, a doctor appointment or inquired about their parent’s future care at an assisted living community.  How many rings did it take for someone to answer the phone?  Was their voice clear, distinct and friendly?  Did it sound like they were smiling through the phone or a bit haggard?

A FedEx delivery from an online store, a pizza delivery, a taxi transporting someone to the airport and a driver from a retirement community taking a senior to and from a doctor checkup are all competition.  Was the delivery person friendly and were they on time?  Did they leave the package in the rain or was the pizza cold?

Take time to work with you team on how you can provide better customer service.   Can you think of more examples of competitors who don’t initially seem like competitors?

Please feel free to sign up for my weekly blog.

Diane Twohy Masson is currently writing a new book for seniors on how to select senior housing options.  Her first book, “Senior Housing Marketing – How to Increase Your Occupancy and Stay Full,” is available at Amazon.com with a five star rating.  Masson continues to set move in records as the regional marketing director of two debt-free Continuing Care Retirement Communities in Southern California – Freedom Village in Lake Forest and The Village in Hemet, California.  Her mom’s struggle with dementia is inspiring Diane to pen a third book to support adult children.

© Marketing 2 Seniors| Diane Twohy Masson 2014 All Rights Reserved. No part of this blog post may be reproduced, copied, modified or adapted, without the prior written consent of the author, unless otherwise indicated for stand-alone materials. You may share this website and or it’s content by any of the following means: 1. Using any of the share icons at the bottom of each page. 2. Providing a back-link or the URL of the content you wish to disseminate. 3. You may quote extracts from the website with attribution to Diane Masson CASP and link https://www.marketing2seniors.net For any other mode of sharing, please contact the author Diane Masson.
Using An Opening Power Statement?

Using An Opening Power Statement?

Use Power Statements!

Use Power Statements!

Are you just going through the motions and showing your senior living community?  What’s something you can do to jump out from all the competition?  How about a power statement at the beginning of your tour or presentation?

Let me throw down a few power statement ideas and then you can share yours on the comment area of this blog.  Hopefully, everyone will help each other tweak their power statements to make them stronger.

“A lot of seniors are excited about moving in here.  We have 15 people moving into 10 apartments in the next two months.  There is so much interest in our retirement community right now that we have limited availability.”

“One of our caregivers just won caregiver of the year.”

“Our chef just won an iron chef competition.”

“SB Hospital just told us they are proud to partner with us.  We are now the cornerstone and long-term care pillar in our community, because all the other local administrators and director of nurses have changed many times.  We alone remain constant in key staff longevity and great care management.”

Now, it is your turn.  Time to share your power statement and we can either give you a “like” or make a suggestion to enhance your statement further.  Any suggestions to tweak mine?

A special shout out to Nona for writing this comment to me last week, “Each time I read one of your blogs I become a more skilled senior sales professional.  I love the attitude meter.  Thank you for your enthusiasm and insights.”

Please feel free to sign up for my weekly blog.

Diane Twohy Masson is currently writing a new book for seniors on how to select senior housing options.  Her first book, “Senior Housing Marketing – How to Increase Your Occupancy and Stay Full,” is available at Amazon.com with a five star rating.  Masson continues to set move in records as the regional marketing director of two debt-free Continuing Care Retirement Communities in Southern California – Freedom Village in Lake Forest and The Village in Hemet, California.  Her mom’s struggle with dementia is inspiring Diane to pen a third book to support adult children.

© Marketing 2 Seniors| Diane Twohy Masson 2014 All Rights Reserved. No part of this blog post may be reproduced, copied, modified or adapted, without the prior written consent of the author, unless otherwise indicated for stand-alone materials. You may share this website and or it’s content by any of the following means: 1. Using any of the share icons at the bottom of each page. 2. Providing a back-link or the URL of the content you wish to disseminate. 3. You may quote extracts from the website with attribution to Diane Masson CASP and link https://www.marketing2seniors.net For any other mode of sharing, please contact the author Diane Masson.
How Do You Unfreeze a Frozen Senior?

How Do You Unfreeze a Frozen Senior?

Unfreezing a Frozen Senior

After a senior has been diagnosed with a progressive disease such as macular degeneration of the eyes, the onset of blindness, dementia, brain tumor, stroke, cancer, etc. – one of two things can happen:

  1. The senior gets their affairs in order and prepares for someone to care for them when they no longer can.
  2. They go into denial.

As a senior’s disease progresses they may come and tour at your community or mine.  It is very difficult to know that this senior may be in an unsafe situation in his or her home.  I think it affects each of us who are caring professionals in the senior housing industry.  Yet, the senior refuses to bring in help to their home or move to retirement or assisted living community.  It becomes even harder when the adult children are extremely worried.  They may be begging you to talk his or her parent into moving into your senior living community.

I believe the biggest reason this type of senior does nothing is because they are only living in the moment instead of recognizing the potential hazards of their health deteriorating further.

What can we do to unfreeze seniors who may be at risk?

  • Ask great questions
  • Find out why they decided to tour your community today
  • Inquire about what is most important for them
  • Help them recognize they have a challenge
  • Try to have them vocalize their plan for when they can no longer take care of themselves
  • Educate them on potential future outcomes

As a professional senior living expert, who has the best interests of the senior at heart, what have you said or done to help unfreeze a senior?

Please share your successes, failures or comment below to join the conversation and interact with other senior living professionals on what is currently being effective to increase occupancy on a nationwide basis.

Diane Twohy Masson is the author of “Senior Housing Marketing – How to Increase Your Occupancy and Stay Full,” available at Amazon.com with a 5-star rating.  The book is required reading at George Mason University as a part of its marketing curriculum.  Within this book, the author developed a sales & marketing method with 12 keys to help senior living providers increase their occupancy.   Masson developed this expertise as a marketing consultant, sought-after blogger for senior housing and a regional marketing director of continuing care retirement communities in several markets.  She has also been a corporate director of sales and a mystery shopper for independent living, assisted living, memory care and skilled care nursing communities in multiple states.  Currently, Masson is setting move-in records as the regional marketing director of two debt-free Continuing Care Retirement Communities in Southern California – Freedom Village in Lake Forest and The Village in Hemet, California.  Interestingly, this career started when she was looking for a place for her own mom and helped her loved one transition through three levels of care.

© Marketing 2 Seniors| Diane Twohy Masson 2014 All Rights Reserved. No part of this blog post may be reproduced, copied, modified or adapted, without the prior written consent of the author, unless otherwise indicated for stand-alone materials. You may share this website and or it’s content by any of the following means: 1. Using any of the share icons at the bottom of each page. 2. Providing a back-link or the URL of the content you wish to disseminate. 3. You may quote extracts from the website with attribution to Diane Masson CASP and link https://www.marketing2seniors.net For any other mode of sharing, please contact the author Diane Masson.
Where is Your Attitude Meter Today?

Where is Your Attitude Meter Today?

Attitude Meter in Senior LivingYour attitude meter can subconsciously be affecting your sales performance.  If I gave the same 10 leads to three senior living sales people with different types of attitudes, the sale results would vary widely.  See where your attitude falls today.

Poor Attitude

  1. “Oh no, another walk in, I am so busy.”
  2.  Complains, “Everyone is simply not ready yet.”
  3. Very low repeat tours.
  4. Major thoughts – I’m tired, the leads are terrible and the sales goals are too high.
  5. Dreads follow up phone calls and people saying “No.”
  6. Believes the senior prospect when they say, “I am not ready yet.”
  7. Cares mostly about themselves.

Average Attitude

  1. Takes a few minutes to gear up to go meet the walk-in tour.
  2. “I have a few good prospects, some are not ready yet.”
  3. A few repeat tours per week.
  4. Major thoughts – I can do this, there are some good leads, I want to hit the sales goals.
  5. Some days feel great doing follow up phone calls and other days are a struggle.
  6. Believes the senior prospect 70% of the time when they say, “I am not ready yet.”
  7. Cares equally about the prospect and themselves.

Great Attitude

  1. Excited to greet the walk-in tour within moments of arrival.
  2. Continually plans strategies to turn warm and hot leads into move-ins.
  3. Lots of repeat tours.
  4. Major thoughts – I am excited, the leads are great, I can exceed the sales goals.
  5. Has enthusiasm in their voice as they eagerly make follow up phone calls.
  6. When a senior prospect says, “I am not ready yet,” they know the prospect is scared, but close to a transition.  Believes they will move forward in the near future.
  7. Cares mostly about the senior prospect and helping them find a solution for their needs.

Where do you and your senior living team members fall on the attitude meter?  What else can you add to differentiate the three attitudes?

Please share your successes, failures or comment below to join the conversation and interact with other senior living professionals on what is currently being effective to increase occupancy on a nationwide basis.

Diane Twohy Masson is the author of “Senior Housing Marketing – How to Increase Your Occupancy and Stay Full,” available at Amazon.com with a 5-star rating.  The book is required reading at George Mason University as a part of its marketing curriculum.  Within this book, the author developed a sales & marketing method with 12 keys to help senior living providers increase their occupancy.   Masson developed this expertise as a marketing consultant, sought-after blogger for senior housing and a regional marketing director of continuing care retirement communities in several markets.  She has also been a corporate director of sales and a mystery shopper for independent living, assisted living, memory care and skilled care nursing communities in multiple states.  Currently, Masson is setting move-in records as the regional marketing director of two debt-free Continuing Care Retirement Communities in Southern California – Freedom Village in Lake Forest and The Village in Hemet, California.  Interestingly, this career started when she was looking for a place for her own mom and helped her loved one transition through three levels of care.

© Marketing 2 Seniors| Diane Twohy Masson 2014 All Rights Reserved. No part of this blog post may be reproduced, copied, modified or adapted, without the prior written consent of the author, unless otherwise indicated for stand-alone materials. You may share this website and or it’s content by any of the following means: 1. Using any of the share icons at the bottom of each page. 2. Providing a back-link or the URL of the content you wish to disseminate. 3. You may quote extracts from the website with attribution to Diane Masson CASP and link https://www.marketing2seniors.net For any other mode of sharing, please contact the author Diane Masson.